There’s a curiosity happening in the current mortgage market. More people are buying more homes, and they’re buying them at higher prices. However, the total amount of outstanding mortgage debt amongst U.S. homeowners is actually flat, or even marginally down. Perhaps this is related to the experience we described the other day on this blog, of Millennials buying, but doing it in a financially responsible way, with a larger down payment (amongst other things).

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Jim Crowder

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