Your Longmont Mortgage Experts

We know the Longmont, Colorado real estate market, from Old Town Longmont, the St. Vrain Greenway, and Pace Park to Prospect New Town, Union Reservoir, and the Twin Peaks Mall corridor, and we make financing simple. Whether you’re a first-time buyer near Downtown Longmont and Roosevelt Park or moving into a growing neighborhood off Ken Pratt Boulevard and Hover Street, here’s what makes us different:

Fast pre-approvals and smooth closings
Local underwriting that understands Boulder County and Longmont property values
A full menu of loan programs, including options for retirees, self-employed buyers, and investors
Friendly, straightforward guidance from advisors who actually pick up the phone
Reverse Mortgage specialists who help Longmont seniors tap into home Equity stress-free

A beautiful house in Arvada which is buy through refinancing

Why Longmont Homebuyers Choose Us

Longmont is one of Colorado’s fastest-growing communities, with a mix of historic neighborhoods, new master-planned developments, and easy access to both Boulder and Fort Collins. From Old Town Longmont to Prospect New Town, buyers here need a Mortgage advisor and Mortgage consultant who understands:

Local zoning, appraisals, and underwriting nuances across Boulder County
Longmont’s fast-moving housing market and current Mortgage rates
Investment property opportunities near St. Vrain Creek and Union Reservoir
Reverse Mortgage and HECM options for Longmont’s growing population of retirees

Our Reverse Mortgage Services in Longmont, CO

Conventional Home Loans

Our conventional loans in Longmont are perfect for buyers with good credit and a stable financial history. These loans offer competitive interest rates, flexible terms, and lower monthly payments, great for first-time and repeat buyers looking to secure long-term value in neighborhoods like Southmoor Park or Renaissance.

FHA Loans (Federal Housing Administration)

If you’re a first-time homebuyer in Longmont or have a lower credit score, an FHA loan might be ideal. These government-backed loans require a minimal Down payment (as low as 3.5%) and offer easier credit qualifications than conventional loans.

VA Loans (Veterans Affairs)

We proudly support veteran and military families in Longmont and across Boulder County by offering VA home loans. These government-backed loans require no Down payment, no private Mortgage insurance (PMI), and offer some of the lowest interest rates available for eligible service members, veterans, and surviving spouses.

USDA Loans

Live on the edge of Longmont or in surrounding rural areas like Hygiene, Mead, or Niwot? Our USDA loans offer 100% financing, making homeownership accessible with zero down payment. These loans are ideal for buyers in eligible zones just outside city limits.

Investment & Rental Property Loans

Looking to expand your real estate portfolio? We provide flexible and scalable investment property loans in Longmont. Whether you’re purchasing a short-term rental near downtown, a long-term hold, or a multi-unit property, we’ll help you structure a loan that matches your strategy and cash flow goals.

FAQs

How fast can I get pre-approved?

We offer same-day pre-approvals for most borrowers, even with non-traditional income.

Can I qualify if I'm self-employed?

Yes. We offer bank-statement and profit-and-loss based loan programs specifically designed for self-employed borrowers and business owners in Longmont.

Do you offer reverse mortgages for seniors in Longmont?

Yes. Our reverse mortgage specialists help homeowners 62 and older access tax-free funds through HECM loans, with options for monthly payments, a lump sum, or a line of credit, while staying in their home.

What are today's mortgage rates in Longmont?

Rates change daily and depend on your credit profile, loan type, and property. Use our mortgage calculator or talk to one of our Longmont mortgage consultants for a personalized, up-to-date rate quote.