According to the Mortgage Bankers Association’s Weekly Applications Survey, mortgage application volume dipped last week despite an adjustment for the Veteran’s Day holiday. The Market Composite Index, which measures total mortgage application volume, fell 2.2 percent due to a 3.0 percent decrease in the Refinance Index. The seasonally adjusted Purchase Index, however, experienced a 3.0 percent increase from the week before. Mortgage rates were up slightly, with the average contract interest rate for 30-year fixed-rate mortgages rising from 3.52 percent to 3.54 percent. The refinance share of all mortgage activity remained unchanged from the previous week at 81 percent. More here and here.

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Jim Crowder

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