According to the Mortgage Bankers Association’s Weekly Applications Survey, demand for loans to purchase homes increased 2.7 percent from the previous week. But despite the gains, total mortgage loan application volume fell 3.8 percent due to a drop in refinance activity, which slowed after surging the week before. The four-week moving average for the Market Index, which covers both refinance and purchase activity, is up 1.23 percent. The average contract interest rate for 30-year fixed-rate mortgages decreased to 4.04 percent from 4.05 percent the week before. It is the lowest 30-year rate recorded in the history of the Mortgage Bankers’ survey. More here.

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Jim Crowder

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