CNBC reported yesterday that mortgage application rates are basically unchanged at an increase of 0.1%, citing the Mortgage Bankers Association. However, hidden in that no-news number was a little bit of actual news, refinances were up substantially, with a week-over-week increase of 3%, contrasted with a 4% decline in purchase applications. Apparently the word on the financial street is that all of you buyers are waiting for news from the Fed, while the pros are trying to convince themselves that any Fed move has already been priced into the market.

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Jim Crowder

1434 Spruce Street

STE 100

Boulder, CO 80302