According to the most recent Freddie Mac Primary Mortgage Market Survey, U.S. mortgage rates have decreased lower than rates in 2013. The 30-year fixed-rate mortgage averaged approximately 4.14% last week, down .03% from the previous week and .32% from last year. The 15-year fixed-rate mortgage averaged 3.22%, down .28% from last year. Additionally the 5-year treasury-indexed hybrid adjustable-rate mortgage fell from 3.08% last year to 2.98% and the 1-year Treasury-indexed ARM decreased from 2.66% last year to 2.40%. More here

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Jim Crowder

1434 Spruce Street

STE 100

Boulder, CO 80302