According to a press release from Zillow, analysts of mortgage data, almost 21 million Americans own their homes with no mortgage debt. Median home values play a fundamental part in what influences the amount of free-and-clear homeowners in many locations. Areas with higher home values carry more individuals with mortgage debt while areas with lower home values have a higher percentage of homeowners without mortgage debt. Demographic factors may also play an important role in influencing homeowners without mortgage debt. More here

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Jim Crowder

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