A large number of loans that go through a remodification process do it 30 months after the last modification, according to research conducted by the Barclays Securitised Research Team. Barclays found that prime loan remods have a higher performance level than loan subprime remods, as the second re-modification is usually not an easy process for the consumer. The report said, “as bank loans get transferred to Ocwen and Nationstar servicing, the rate of remods will likely go up.” More here

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Jim Crowder

1434 Spruce Street

STE 100

Boulder, CO 80302