Mortgage rates have quickly dropped, helping the housing market gain some fresh momentum. The average 30-year fixed-rate mortgage has increased approximately 1% since the beginning of May 2013, but recently rates have improved. Last week 30-year fixed rate mortgages fell to the lowest rate since July, averaging 4.32%. Chief economist for Freddie Mac, Frank Nothaft said, “these low rates should somewhat offset the house price gains seen the last number of months and keep housing affordability elevated.” More here

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