The folks over at credit.com have written quite an extensive article on the impact of getting a mortgage pre-approval on your credit rating. The short answer is, they have an impact, but it’s quite small. For more details, the article is well worth the read, as they go into the difference between hard inquiries and soft inquiries, the impact and what constitutes each, and they go on to provide links to different credit scoring models that lenders use, as well as the standard “how to check my credit”.


Get a Personalized Mortgage Rate Quote
Loan Amount:

Property Value:

Zipcode:


Loan Purpose:
Cashout Amount:
Streamline:

Credit Score:


Property Type:
Get Social with Jim Crowder

Crowder Mortgage

Jim Crowder

1434 Spruce Street

STE 100

Boulder, CO 80302


877.762.4375

303.243.3918