Home-buying plans have shown improvement since 2005, with mortgages remaining relatively affordable and housing starts on the rise. This year’s credit availability has grown substantially compared to availability over the last few years. 30-day delinquency rates have decreased to rates last seen in 2006, while 60-day delinquency rates have also dropped to rates equivalent to those in 2007. Moody’s ResiLandscape said, “home-buying plans are improving, owning a home remains highly affordable, and household formation is rising.” More here

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