Freddie Mac stated in the most recent Primary Mortgage Market Survey that fixed-mortgage rates decreased slightly last week, helping interest rates fall. 30-year fixed-rate mortgages hovered just under 4% over the last year and are expected to sustain the percentage going into spring 2013. 15-year fixed-rate mortgages spiraled downward as well dropping to 2.72%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage experienced no change while the 1-year Treasury-indexed ARM decreased to 2.63%, a .01% fall from the previous week. More here

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