The Special Inspector General for the Troubled Asset Relief Program’s report has stated that there is approximately $22 billion dollars of usable money from the Treasury’s Making Home Affordable program, with an additional $3.4 billion available from the Hardest Hit Funds Program. These available funds are for struggling mortgage holders to ensure they can keep their homes. Experts worry that many homeowners are unaware of the program. The report said; the “treasury should improve coordination between these programs so that they work together as seamlessly as possible to provide effective, sustainable mortgage relief to as many struggling homeowners as possible.” More here