Predictions for the 2013 housing market seem to hold positive trends. Property values are expected to increase by 2-3%, according to  Freddie Mac. The market is also predicted to see more households, with household formation likely to grow from a net 1.20 million to 1.25 million. Near record low long-term mortgage rates are expected to continue into the first half of the coming year but are expected to increase as we move into the second part of 2013, with rates hovering close to 4%. More here

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Jim Crowder

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